Legence Bank

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

How do auto loans work?

So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.…

Easy ways to improve your financial future right now

While we Fools are passionate believers in investing in the stock market for the long term, we realize there's far more to improving your financial future than simply picking the right stocks.

Savings Tips for Children

April 24th is National Teach Children to Save Day. We have employees going to local schools to teach children the importance of saving. Anytime is the right time to begin teaching children about mo…

Things You Should Expect Your Mortgage Banker to Ask You

Five things you can plan on discussing with your mortgage banker. Take it from us, we do this every day.

Why Be a Broker When You Can Be a Mortgage Banker?

The rise of digital mortgages and increasing lender consolidation are just two reasons mortgage brokers should make the transition to mortgage banking sooner rather than later.

What Does a Mortgage Banker Do?

A mortgage banker originates, funds and can service mortgage loans. Let's break down their services, responsibilities and how to hire one.

5 Things to Expect From a Good Mortgage Banker

Atlantic Bay Mortgage is a mortgage lender that genuinely cares about our clients. We continually provide the finest personal service to our clients.

5 Things You Should Expect Your Mortgage Banker to Ask About

If you are thinking about purchasing a home, you'll want to know about these 5 things.

Who Funds Mortgage Loans? Banks, Credit Unions, Mortgage Banks, and Brokers

Mortgage Banks channels can typically move much faster than commercial banks b/c they are less regulated, smaller and more nimble.

What Is the Difference Between a Bank and a Credit Union?

Labeled as profit mongers who invent outrageous fees and give mediocre customer service, banks have not made a good impression on consumers. As a result, many of us end up looking for alternatives.…

Will Credit Unions Replace Banks?

Credit unions are gaining more popularity among consumers as alternatives to banks for their higher rates and lower fees.

Are Banks Easing Up on Mortgage Standards?

Lender constraints on mortgage availability have been a major obstacle for the housing market recovery. Is that about to change? 

Why does the bank want to give me a bigger mortgage?

Personal finance expert Nicole Pedersen-McKinnon answers your questions.

Is a credit union better than a bank?

Have you ever wondered if a credit union is better than a bank? The choice between the two will ultimately boil down to the different... more >